NAICS Code 522320-05 - Credit Card & Other Credit Plans

Marketing Level - NAICS 8-Digit

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Total Verified Companies: 501
Contact Emails: 72,656
Company Websites: 339
Phone Numbers: 388
Business Addresses: 501
Companies with Email: 275
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NAICS CODE 522320-05
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Looking for more companies? See NAICS 522320 - Financial Transactions Processing, Reserve, and Clearinghouse Activities - 27,119 companies, 105,303 emails.

NAICS Code 522320-05 Description (8-Digit)

The Credit Card & Other Credit Plans industry involves companies that provide credit card services and other forms of credit plans to consumers and businesses. These companies offer credit to customers for purchases and services, and charge interest on the outstanding balance. The industry also includes companies that provide other types of credit plans, such as installment loans and revolving credit lines.

Parent Code - Official US Census

Official 6‑digit NAICS codes serve as the parent classification used for government registrations and documentation. The marketing-level 8‑digit codes act as child extensions of these official classifications, providing refined segmentation for more precise targeting and detailed niche insights. Related industries are listed under the parent code, offering a broader context of the industry environment. For further details on the official classification for this industry, please visit the U.S. Census Bureau NAICS Code 522320 page

Tools

Tools commonly used in the Credit Card & Other Credit Plans industry for day-to-day tasks and operations.

  • Credit scoring software
  • Fraud detection software
  • Payment processing systems
  • Customer relationship management (CRM) software
  • Loan origination software
  • Risk management software
  • Data analytics tools
  • Compliance management software
  • Mobile payment apps
  • Online banking platforms

Industry Examples of Credit Card & Other Credit Plans

Common products and services typical of NAICS Code 522320-05, illustrating the main business activities and contributions to the market.

  • Credit card companies
  • Installment loan providers
  • Revolving credit line providers
  • Retail store credit providers
  • Online payment processors
  • Peer-to-peer lending platforms
  • Credit unions
  • Consumer finance companies
  • Business credit providers
  • Merchant cash advance companies

History

A concise historical narrative of NAICS Code 522320-05 covering global milestones and recent developments within the United States.

  • The "Credit Card & Other Credit Plans" industry has a long and rich history that dates back to the early 1900s. In 1914, Western Union introduced the first consumer charge card, which allowed customers to charge purchases at participating merchants. In the 1950s, Diners Club introduced the first universal credit card, which could be used at multiple merchants. In the 1960s, Bank of America introduced the first modern credit card, the BankAmericard, which eventually became Visa. In the 1970s, Mastercard was introduced, and the industry continued to grow rapidly. In recent history, the "Credit Card & Other Credit Plans" industry in the United States has seen significant changes and advancements. In the 1990s, the introduction of online banking and e-commerce led to the development of new payment methods, such as PayPal. In the 2000s, the industry saw the introduction of chip-and-PIN technology, which improved security and reduced fraud. In the 2010s, mobile payments became increasingly popular, with the introduction of services such as Apple Pay and Google Wallet. Overall, the industry has continued to evolve and adapt to changing consumer needs and technological advancements.