NAICS Code 522299-15 - Pawnbrokers

Marketing Level - NAICS 8-Digit

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NAICS Code 522299-15 Description (8-Digit)

Pawnbrokers are businesses that offer loans to individuals in exchange for personal property as collateral. The pawnbroker assesses the value of the item and offers a loan amount based on a percentage of that value. The borrower then has a set amount of time to repay the loan plus interest, or forfeit the item to the pawnbroker. Pawnbrokers also buy and sell items, often specializing in jewelry, watches, and other valuable items. They may also offer services such as jewelry repair and appraisal.

Parent Code - Official US Census

Official 6‑digit NAICS codes serve as the parent classification used for government registrations and documentation. The marketing-level 8‑digit codes act as child extensions of these official classifications, providing refined segmentation for more precise targeting and detailed niche insights. Related industries are listed under the parent code, offering a broader context of the industry environment. For further details on the official classification for this industry, please visit the U.S. Census Bureau NAICS Code 522299 page

Tools

Tools commonly used in the Pawnbrokers industry for day-to-day tasks and operations.

  • Jewelry scale
  • Loupe
  • Diamond tester
  • Gold testing kit
  • Ultrasonic cleaner
  • Polishing cloth
  • Pliers
  • Screwdrivers
  • Hammer
  • Chisel

Industry Examples of Pawnbrokers

Common products and services typical of NAICS Code 522299-15, illustrating the main business activities and contributions to the market.

  • Jewelry pawnbroker
  • Watch pawnbroker
  • Musical instrument pawnbroker
  • Electronics pawnbroker
  • Art pawnbroker
  • Antique pawnbroker
  • Firearms pawnbroker
  • Coin pawnbroker
  • Sports memorabilia pawnbroker
  • Designer handbag pawnbroker

History

A concise historical narrative of NAICS Code 522299-15 covering global milestones and recent developments within the United States.

  • Pawnbroking has been around for centuries, with the first pawnshops dating back to ancient China. The concept of pawnbroking spread throughout Europe and eventually to the United States. In the US, pawnbroking became popular in the late 1800s and early 1900s, with many pawnshops opening in urban areas. During the Great Depression, pawnshops became even more prevalent as people struggled to make ends meet. In recent years, the pawnbroking industry has faced challenges due to the rise of online lending and the decline of brick-and-mortar retail. However, many pawnshops have adapted to these changes by offering online services and expanding their product offerings beyond traditional pawn items like jewelry and electronics.