NAICS 8-Digit Codes for "lending"

Thrift & Loan Companies are financial institutions that specialize in accepting deposits and making loans, primarily for mortgages and other real estate-related purposes. These companies are often smaller than traditional banks and credit unions, and they typically focus on serving a specific geographic area or community. Thrift & Loan Companies are regulated by state and federal agencies, and …

Loans-Alternative is a subdivision of the Consumer Lending industry that provides non-traditional lending options to individuals and businesses who may not qualify for traditional bank loans. This industry involves providing loans with higher interest rates and less strict requirements than traditional loans. Loans-Alternative companies often specialize in providing loans to …

State Commercial Banks are financial institutions that are chartered by a state government to provide banking services to individuals, businesses, and government entities within the state. These banks are regulated by state banking authorities and are subject to state laws and regulations. State Commercial Banks offer a range of financial products and services, including checking and savings …

Loans are a financial service provided by lending institutions to individuals or businesses in need of funds. The loan amount is typically repaid over a set period of time with interest. Loans can be secured or unsecured, meaning they may or may not require collateral. The lending institution will assess the borrower's creditworthiness and ability to repay the loan before approving …

Mobile Homes-Financing is a subdivision of the Consumer Lending industry that specializes in providing financing options for mobile homes. This industry involves the lending of money to individuals or businesses for the purchase of mobile homes, which are typically prefabricated structures that can be transported to different locations. Mobile Homes-Financing companies offer a range …

Loans-Personal is a subdivision of the Consumer Lending industry that involves the lending of money to individuals for personal use. This type of loan is typically unsecured, meaning that it does not require collateral, and is based on the borrower's creditworthiness. Personal loans can be used for a variety of purposes, such as debt consolidation, home improvements, medical …

Central Reserve Depository Instn NEC is a subdivision of the Financial Transactions Processing, Reserve, and Clearinghouse Activities industry. This industry involves the processing, settlement, and clearing of financial transactions, including securities, commodities, and derivatives. Central Reserve Depository Instn NEC specifically refers to institutions that provide central depository and …

Libraries-Circulating & Rental is a subdivision of the Libraries and Archives industry that involves the lending of books, magazines, audio and video materials, and other educational resources to the public for a limited period of time. This industry is responsible for providing access to a wide range of materials to the general public, including both physical and digital resources. …

Banks are financial institutions that provide a range of services to individuals, businesses, and governments. The primary function of banks is to accept deposits from customers and use those funds to make loans, which generates interest income for the bank. Banks also offer a variety of other financial services, such as checking and savings accounts, credit cards, mortgages, and investment …

Credit Unions are financial cooperatives that are owned and controlled by their members. They offer a range of financial services, including savings accounts, checking accounts, loans, and credit cards. Credit Unions are not-for-profit organizations, which means that any profits they make are returned to their members in the form of lower fees, better interest rates, and improved services. Credit …

Credit Unions Not Federally Chartered are financial institutions that are owned and controlled by their members. These credit unions are not regulated by the federal government, but instead are regulated by state laws. They offer a range of financial services to their members, including savings accounts, checking accounts, loans, and credit cards. Credit Unions Not Federally Chartered are …

Savings & Loan Associations are financial institutions that specialize in accepting deposits and making loans, particularly for mortgages. They are also known as thrift institutions and are typically smaller than commercial banks. These associations are owned by their depositors and are regulated by the Office of the Comptroller of the Currency (OCC) or state banking authorities. Savings & Loan …

Financing-Business is a subdivision of the Sales Financing industry that provides loans and other financial services to businesses. This industry involves providing funds to businesses for various purposes such as expansion, inventory management, and equipment purchases. Financing-Business companies work with businesses of all sizes, from small startups to large corporations, and offer a range of …

Automobile Title Loans is a type of sales financing that involves lending money to individuals who use their vehicle as collateral. This industry provides short-term loans to borrowers who are in need of immediate cash and are willing to use their car as security. The loan amount is typically based on the value of the vehicle and the borrower's ability to repay the loan. Automobile Title …

Financing-Automobile is a subdivision of the Consumer Lending industry that specializes in providing loans to individuals or businesses for the purpose of purchasing automobiles. This industry involves a range of financial services related to automobile financing, including loan origination, underwriting, and servicing. Financing-Automobile companies work with borrowers to determine the …

The Loans-Automobile industry, a subdivision of Consumer Lending, involves the provision of loans to individuals or businesses for the purpose of purchasing automobiles. This industry is responsible for providing financial assistance to those who are unable to pay for a vehicle upfront. Loans-Automobile companies offer a range of loan options, including secured and unsecured loans, with …

Title loans are a type of consumer lending that involves using a vehicle title as collateral for a short-term loan. This means that the borrower must own a vehicle outright and provide the lender with the title in exchange for a loan. The loan amount is typically a percentage of the vehicle's value and the borrower must repay the loan within a specified period of time, usually 30 days. If …

Boat financing is a subdivision of the consumer lending industry that specifically deals with providing loans to individuals or businesses for the purchase of boats or other watercraft. This industry involves assessing the creditworthiness of potential borrowers and determining the appropriate loan amount and interest rate based on factors such as income, credit history, and the value of …

Real Estate Loans is a subdivision of the Real Estate Credit industry that involves the lending of money to individuals or businesses for the purpose of purchasing or refinancing real estate properties. This industry includes a range of loan types, such as residential mortgages, commercial mortgages, and land loans. Real Estate Loans are typically secured by the property being purchased or …

Branches & Agencies Of Foreign Banks is a subdivision of the NAICS Code 522299 that involves the activities of foreign banks operating in the United States. These banks establish branches or agencies in the US to provide banking services to US customers. The services offered by these branches and agencies include deposit-taking, lending, and other financial services. These foreign banks …

Misc Business Credit Institutions is a subdivision of the NAICS Code 522299 that includes companies that provide credit intermediation services, but are not classified as depository institutions. These institutions primarily lend funds raised from credit markets, rather than from deposits. They offer a range of credit services to businesses, including loans, lines of credit, and credit card …

The Credit Card & Other Credit Plans industry involves companies that provide credit card services and other forms of credit plans to consumers and businesses. These companies offer credit to customers for purchases and services, and charge interest on the outstanding balance. The industry also includes companies that provide other types of credit plans, such as installment loans and revolving …

Mortgage Feasibility Consultants are professionals who provide expert advice and analysis to clients who are considering investing in real estate or obtaining a mortgage. They help clients determine the feasibility of a mortgage by analyzing the client's financial situation, credit history, and the property's value. They also provide guidance on the best mortgage options available to the client …

Services Allied With Exch Of Sec NEC is a subdivision of the Miscellaneous Financial Investment Activities industry. This industry involves providing services related to the exchange of securities that are not classified under any other category. Companies in this industry provide a range of services that support the buying and selling of securities, such as providing market data, facilitating …

Real Estate Settlement Service is a subdivision of the NAICS Code 531390 that involves activities related to the settlement of real estate transactions. This industry provides services to facilitate the transfer of property ownership from the seller to the buyer. Real Estate Settlement Service companies act as intermediaries between the parties involved in the transaction, ensuring that all legal …

Credit Investigators are professionals who specialize in investigating and analyzing credit reports and financial histories of individuals and businesses. They work for credit bureaus, financial institutions, and other organizations that require credit information to make informed decisions. Credit Investigators are responsible for verifying the accuracy of credit reports, identifying potential …

Credit Reporting Agencies are companies that collect and maintain credit information on individuals and businesses. They gather data from various sources such as banks, credit card companies, and other lenders to create credit reports that are used by lenders, employers, and other entities to assess creditworthiness and make decisions about financial transactions. Credit Reporting Agencies play a …