Insurance appraisers are professionals who assess the value of insurance claims and determine the amount of compensation that should be paid to policyholders. They work for insurance companies, independent adjusting firms, and government agencies. Insurance appraisers are responsible for investigating and evaluating insurance claims, including property damage, personal injury, and liability claims. They review policy information, inspect damaged property, interview witnesses, and consult with experts to determine the cause and extent of the damage. Insurance appraisers also negotiate settlements with claimants and ensure that payments are made in a timely manner.